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Studio09:41

Studio

SMBtv presenterWeekly owner briefing

SALES REACHED $204K, BUT $74K IS STILL OVERDUEIndices1 / 16S&P 500-0.38%7,719Delayed daily snapshot · Sep 4

Latest updates

ADVISORY EXECUTION EDUCATION

Get the highlights.

Understand your business.

The owner briefing turns financial models and operating reports into business-news headlines you can understand without opening a spreadsheet.

Source: Company close · As of Sep 309:41

Studio

SMBtv presenterWeekly Owner Briefing

Sales trendFour-week close

Company dataCompany close · As of Sep 3

$204K

Sales reached $204K and finished $12K above plan.

Demand held and the month finished above plan.

Income statementMonthly close

Sales: $204K
Operating costs: 81%
Profit: $39K

Company dataCompany close · As of Sep 3

$39K

Profit reached $39K as the business kept 19 cents per sales dollar.

The business kept 19 cents from each sales dollar.

Cash positionAvailable versus tied up

On hand: $286K
Overdue: $74K

Company dataCompany close · As of Sep 3

$286K

Cash reached $286K, but $74K remains overdue.

$74K remains overdue, so the safety line stays in place.

Weekly business reviewCompany close · Sep 3

Sales$204KFinished above plan

Income statement

Sales: $204K
Profit: $39K
Margin: 19%

Cash position$286K$74K remains overdue

Owner consequence

The business grew while cash discipline still matters.

Company data$204KSales this month
Company data$39KProfit this month
Company data$286KCash on hand

THE BUSINESS GREW, BUT CASH DISCIPLINE STILL MATTERSIndices1 / 16S&P 500-0.38%7,719Delayed daily snapshot · Sep 4

Latest updates

Sales this month $204K/ Demand held and the month finished above plan.Profit this month $39K/ The business kept 19 cents from each sales dollar.Cash on hand $286K/ $74K remains overdue, so the safety line stays in place.Sales this month $204K/ Demand held and the month finished above plan.Profit this month $39K/ The business kept 19 cents from each sales dollar.Cash on hand $286K/ $74K remains overdue, so the safety line stays in place.

See what the outside world changes.

The owner briefing separates the public signal from your company exposure, then explains what deserves action now.

Source: EIA + Federal Reserve · As of Sep 409:41

Studio

SMBtv presenterWorld Business Signals

CHECK COSTS BEFORE SPENDING WHILE HORMUZ AND RATES STAY UNCERTAINIndices1 / 16S&P 500-0.38%7,719Delayed daily snapshot · Sep 4

Latest updates

Hormuz oil flow in 2Q26 4.9M b/d/ Fresh vendor energy and freight quotes are worth checking.Federal funds target 3.50% to 3.75%/ Borrowing still costs enough to make cash timing matter.Company receivables late $74K/ The business has less room to absorb an external cost increase.Hormuz oil flow in 2Q26 4.9M b/d/ Fresh vendor energy and freight quotes are worth checking.Federal funds target 3.50% to 3.75%/ Borrowing still costs enough to make cash timing matter.Company receivables late $74K/ The business has less room to absorb an external cost increase.

Bring expert judgment into the story.

The presenter puts one owner question to the finance advisor after the company evidence has been reconciled.

Source: Company close + Advisor review · As of Sep 309:41

SMBtv presenter interviewing a finance advisor who joined by portrait phone video

Studio

SMBtv presenterOne Good Question: Expert Interview

Marcus Reed, a Chicago SBA loans advisor, joining by portrait phone video from a natural home office

Chicago · 08:41 CT

Chicago SBA Loans AdvisorMarcus surname withheld

Owner questionWhat must change before the cash safety line can move?

KEEP THE CASH SAFETY LINE UNTIL LATE PAYMENTS CLEARIndices1 / 16S&P 500-0.38%7,719Delayed daily snapshot · Sep 4

Latest updates

Cash on hand $286K/ Only $36K sits above the approved safety line.Receivables late $74K/ Collection timing controls when the cash line can move.Cash safety line $250K/ Hold the line until the late payments clear.Cash on hand $286K/ Only $36K sits above the approved safety line.Receivables late $74K/ Collection timing controls when the cash line can move.Cash safety line $250K/ Hold the line until the late payments clear.

Build business judgment.

Choose concise lessons across Finance, Growth, Tech Development, and Operations before the decision becomes urgent.

SMB MBABuild the judgment behind the decision.

9 lessons

Educational artwork for How to read your money reports

100 · Basic · FinanceHow to read your money reports09:12

Educational artwork for Run a weekly meeting that gets things done

100 · Basic · OperationsRun a weekly meeting that gets things done08:34

Educational artwork for Price for profit

100 · Basic · FinancePrice for profit07:46

Educational artwork for Where your cash gets stuck

200 · Intermediate · FinanceWhere your cash gets stuck11:48

Educational artwork for Know which channel creates customers

200 · Intermediate · GrowthKnow which channel creates customers08:56

Educational artwork for Choose what to automate first

200 · Intermediate · Tech DevelopmentChoose what to automate first09:38

Educational artwork for Test an acquisition before you chase it

300 · Advanced · StrategyTest an acquisition before you chase itSaad Kakakhel · Strategy Expert · Partner13:05

Educational artwork for When to ask the bank for a better rate

300 · Advanced · FinanceWhen to ask the bank for a better rate14:06

Educational artwork for Build a business that can run without you

300 · Advanced · OperationsBuild a business that can run without you16:25

Take a closer look.

One minute from your business briefing to your next decision. Take the tour, then explore the product.

Studio09:41

Studio

SMBtv presenterWeekly owner briefing

SALES REACHED $204K, BUT $74K IS STILL OVERDUEIndices1 / 16S&P 500-0.38%7,719Delayed daily snapshot · Sep 4

Latest updates

Watch a one-minute owner briefing.

See the programme first. The feature review comes after, if you want it.

Opens in landscape. Turn your phone sideways.

Your business. The outside world. One briefing.

The owner briefing connects the number inside your company, the event changing the market, and the advisor who can interpret both. The screen shows exactly where each part of the conclusion came from.

Scroll to bring the three perspectives together.

Company dataExternal dataExpert interpretation

EIA · Sep 409:41

Satellite view of the Strait of Hormuz with company, external, and advisor evidence called out — Strait of Hormuz · EIA evidence

PROTECT CASH WHILE COSTS AND PAYMENTS REMAIN UNCERTAINIndices1 / 16S&P 500-0.38%7,719Delayed daily snapshot · Sep 4

Latest updates

Company dataExternal dataExpert interpretation

EIA · Sep 409:41

Company data$74K still late

Cash timing limits how much new cost the business can absorb.

PROTECT CASH WHILE COSTS AND PAYMENTS REMAIN UNCERTAINIndices1 / 16S&P 500-0.38%7,719Delayed daily snapshot · Sep 4

Latest updates

Company dataExternal dataExpert interpretation

EIA · Sep 409:41

Company data$74K still late

Cash timing limits how much new cost the business can absorb.

External dataOil-price volatility

The Hormuz disruption is a reason to verify vendor prices.

PROTECT CASH WHILE COSTS AND PAYMENTS REMAIN UNCERTAINIndices1 / 16S&P 500-0.38%7,719Delayed daily snapshot · Sep 4

Latest updates

Company dataExternal dataExpert interpretation

EIA · Sep 409:41

Company data$74K still late

Cash timing limits how much new cost the business can absorb.

External dataOil-price volatility

The Hormuz disruption is a reason to verify vendor prices.

Marcus Reed interpreting the company and external evidence

Expert interpretationMarcus surname withheldChicago SBA Loans Advisor ·

Protect cash before adding cost.

PROTECT CASH WHILE COSTS AND PAYMENTS REMAIN UNCERTAINIndices1 / 16S&P 500-0.38%7,719Delayed daily snapshot · Sep 4

Latest updates

Business channels compared

Public companies

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Your private company

Your numbers & priorities

One broadcast

A shared audience

Your own channel

Prepared only for you

General business world news

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Brands shown for comparison. No affiliation or endorsement.

Advisors, without the meeting.

Good advice should not cost you another week of calendar coordination. The right advisor records their judgment against the same evidence your team is using. You hear it when you are ready.

Advisor panel09:41

SMBtv presenter on the SMBtv advisor panel

Saad Kakakhel on the SMBtv advisor panel

FOUR SPECIALISTS TURN ONE QUESTION INTO A PLANIndices1 / 16S&P 500-0.38%7,719Delayed daily snapshot · Sep 4

Latest updates

Your briefing. Wherever the day takes you.

The work keeps moving while you do. Open the complete picture on a larger screen, catch one private alert on your wrist, or hear the signal without leaving the room.

1 / 5

SMBtv owner briefing running natively on a Tesla center screen

Turn autonomous travel into prepared time.

Catch a briefing during a fully autonomous Cybercab ride. In Cybertruck and other Tesla vehicles using Full Self-Driving (Supervised), watch only while parked.

Compatible with Cybertruck, Cybercab, and Tesla FSD vehicles only

SMBtv meeting preparation for Jordan Lee projected entirely within the right lens of smart glasses in an office lobby

Walk into the meeting already briefed.

The Meta smart glasses experience is designed to open an SMB MBA negotiation brief with context on the person, their priorities, communication style, and the questions worth asking.

For Meta smart glasses

SMBtv notification showing that a $38.4K Briarstone payment cleared, fitted beneath the glass of an Apple Watch at a cafe table

Know the moment the money lands.

The Apple Watch experience keeps the signal useful and immediate: a $38.4K Briarstone payment has cleared and cash has been updated.

For Apple Watch

SMBtv owner briefing running natively on a large television in a private office

Watch the briefing where you think best.

Take in the full story alone at home, or put the evidence and prepared options on the office TV so the whole team leaves aligned.

On your TV at your home or office

SMBtv and six SMB MBA lessons displayed beneath the glass of a level landscape iPad on an office desk

Carry the full operating picture.

The iPad experience keeps the weekly show, expert context, TV guide, SMBwiki, and SMB MBA together on the latest iPad models.

For iPad Pro (M5), iPad Air (M4), iPad (A16), and iPad mini (A17 Pro)

A full back office. Already at work.

Explore SMBterminal.com

SMBterminal is the analytical workspace behind your briefing. Your team researches, models scenarios, reconciles the numbers, and coordinates execution. See the work here, then explore the platform in depth at SMBterminal.com.

Two dense SMBterminal workspaces reconciling financial models, research, presentations, strategy, and execution, including the cash forecast used on SMBtv

Why

Fractional leaders bring judgment. Outsourcing firms and freelancers bring capacity. SMBterminal combines business context, coordination and execution in one back office, then prepares the evidence behind your SMBtv briefing.

Tap or click the table to enlarge.

Checks show what is built into the standard operating model, not what another provider could never offer.
Capability		Fractional CxOswithout	Outsourcing firms	Freelance talent
Integrated intelligence
Shared business context
Company + outside evidence
Sources + dates
Coordinated capacity
Senior judgment
Execution capacity
Coordinated work
Owner interface
Recurring briefing
Less owner coordination
Owner decides
Continuity and scale
Lasting context
Specialist handover
Flexible capacity

Built for the owner. Better with the right advisors.

For owners: Bring the business out of your head.

Give your team one place to prepare the facts, test the options, and bring you in when your judgment matters.

See if SMBtv fits

For advisors: Put your judgment where it changes the decision.

Give owners focused advice against the evidence, without repeating the same context in another meeting.

See if SMBtv fits

Your business is not small to you. It is not small to us.

Running an SMB is personal. Your name, your money, your relationships, and other people’s livelihoods can sit inside one decision. We treat it that way.

You remain the decision-maker.The team prepares the view. You choose the direction.
Private context stays private.Do not send financial numbers or client details through this public website.
Your attention has to be earned.Every briefing must help you understand, decide, or move the work forward.

Your data stays under your control.

All operating data remains in US data centers. Workloads use approved US foundation models or selected open-source models. For organizations that require local control, the system can also be deployed on on-premises hardware instead of the cloud.

See what a prepared owner briefing could do for your business.

Share where we should reach you, then add only what would make the next conversation useful.

Your business stays private.Do not send numbers or client details.

See if SMBtv fits

Start with your email. A complimentary 20-minute call is optional in the next step.

Owner Time AssessmentMake 12 quick choices and see your scores. Your answers stay in this page.